This is a very attractive slimline twist ballpoint pen made from Walnut wood. It's made with a 24K gold finish center band, clip with black stripe, and tip. Top quality components throughout assure dependability and performance that you can count on. The pen includes a Cross® style refill that features a premium Swiss-made carbide writing tip for smooth consistent writing. To replace the refill, pull off top of pen above the center band and twist out the refill. A highly polished lacquer finish was used to protect the wood. These hand made pens make wonderful gifts and are absolute treasures to own!